TERMS OF SERVICE

Effective Date: February 2026
Last Updated: February 24, 2026

1. Acceptance of Terms

These Terms of Service (“Terms”) constitute a legally binding agreement between:

• FinProSo and/or Finproso, Inc. (collectively, “Company,” “Finproso,” “we,” “us,” or “our”), and

• You, either individually or on behalf of a business entity (“You” or “User”).

By accessing or using:

• Our website (the “Site”),

• Our software platform (the “Platform”),

• Any related services, including communication tools, SMS messaging, or third-party integrations (collectively, the “Services”),

You agree to be bound by these Terms and our Privacy Policy.

If you do not agree, you must not use the Site, Platform, or Services.

We may update these Terms at any time. Continued use after updates constitutes acceptance.

2. Eligibility & Account Registration

2.1 Age Requirement

You must be at least 18 years old to use the Services.

2.2 Account Ownership

If you create an account:

• You must provide accurate, current, and complete information.

• If acting on behalf of a business entity, you represent that you have authority to bind that entity.

• You are responsible for maintaining confidentiality of your login credentials.

• Accounts are non-transferable.

We may suspend or terminate accounts for violations of these Terms.

3. Scope of Services

The Services may include:

• Website access

• Marketing and CRM tools

• SMS, MMS, email, and voice communication capabilities

• Third-party integrations

• Affiliate tools

• Resale access (if authorized)

Finproso acts solely as a technology platform provider.
We do not originate, send, or control communications transmitted through the Platform.

You control:

• Message content

• Recipients

• Timing

• Compliance obligations

4. SMS Messaging Program (If Applicable)

If you opt into SMS communications:

4.1 Program Description

Messages may include:

• Appointment confirmations

• Reminders

• Rescheduling updates

• Customer support communications

4.2 Opt-Out

Text STOP to unsubscribe.
Text HELP for assistance.

4.3 Fees

Message and data rates may apply.
Message frequency varies.

4.4 Compliance

You are responsible for compliance with:

• Telephone Consumer Protection Act (TCPA)

• CAN-SPAM Act

• CTIA guidelines

• All other applicable communication laws

Carriers are not liable for delayed or undelivered messages.

5. User Responsibilities & Lawful Use

You agree to:

• Use the Services only for lawful purposes.

• Maintain all required licenses and permissions.

• Ensure your customers comply with applicable laws.

• Provide your own Privacy Policy to your customers.

• Obtain required consents for communications.

You are fully responsible for:

• Your actions

• Actions of employees and agents

• Actions of your customers

• All data transmitted via the Platform

6. Prohibited Uses

You may not:

• Violate any applicable law

• Send spam or unlawful promotional content

• Impersonate Company personnel

• Upload malicious software

• Infringe intellectual property rights

• Access the Platform through automated scraping tools

• Overload or disrupt the Platform

• Use the Platform from embargoed or sanctioned jurisdictions

Violation may result in immediate suspension or termination.

7. Fees & Payment

7.1 Fees

Use of certain Services requires payment of Fees.
All Fees:

• Are billed in advance

• Are non-refundable

• Exclude Communication Surcharges

• May change at any time

7.2 Non-Cancellable Commitments

Some subscriptions require minimum commitments.

7.3 Taxes

You are responsible for all taxes related to your use.

7.4 No Refund Policy

Except where required by law, all payments are non-refundable.

8. Intellectual Property

8.1 Company Ownership

The Platform, Site, trademarks, and content (“Platform Content”) are owned by Company or licensors and protected by law.

You receive a limited, non-exclusive, revocable license to use the Platform.

8.2 User Content

You retain ownership of content you submit (“User Contributions”), but grant Company a worldwide, perpetual, royalty-free license to use, reproduce, modify, and distribute it.

We may remove content that violates these Terms.

8.3 Feedback

Any feedback you provide may be used by Company without compensation.

8.4 DMCA Compliance

If you believe your intellectual property rights are infringed, submit written notice to the designated copyright agent listed in the Contact section.

9. Third-Party Services & Content

The Platform may include:

• Third-party tools

• Payment processors

• Telecommunications providers

• External links

We are not responsible for:

• Third-party outages

• Third-party conduct

• Third-party content

• Transactions with third parties

Your use of third-party services is at your own risk.

10. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM ALL WARRANTIES, INCLUDING:

• MERCHANTABILITY

• FITNESS FOR A PARTICULAR PURPOSE

• NON-INFRINGEMENT

• UNINTERRUPTED OR ERROR-FREE SERVICE

We do not guarantee:

• Platform uptime

• Data security over the internet

• Legal compliance of your communications

11. Limitation of Liability

To the fullest extent permitted by law:

• Our total liability is limited to the amount you paid in the three (3) months preceding the claim.

• We are not liable for indirect, incidental, special, consequential, or punitive damages.

• We are not liable for third-party service disruptions.

12. Indemnification

You agree to defend, indemnify, and hold harmless Company from any claims arising from:

• Your breach of these Terms

• Your communications (including SMS/email compliance)

• Violations of law

• Tax liabilities

• Customer disputes

• Misuse of the Platform

13. Termination

We may suspend or terminate your access:

• At any time

• For any reason

• With or without notice

Upon termination:

• Your right to use the Platform ceases immediately.

• Certain provisions survive termination.

To cancel, written notice must be provided at least 30 days before your next billing date.

14. Governing Law & Arbitration

These Terms are governed by the laws of the State of Texas.

All disputes shall be resolved exclusively by binding arbitration administered by the American Arbitration Association in Houston, Texas.

Class actions are waived.
All claims must be brought individually.

Any claim must be filed within three (3) months of the event giving rise to it.

15. Injunctive Relief

Company may seek equitable relief (including injunctions) without posting bond if you breach these Terms.

16. Waiver & Severability

If any provision is deemed invalid, remaining provisions remain enforceable.

Failure to enforce a provision does not constitute waiver.

17. Entire Agreement

These Terms constitute the entire agreement between you and Company and supersede all prior agreements unless a separate signed agreement applies.

18. Contact Information

For legal notices or inquiries:

FinProSo
Address: 1014 Caspian Ln
Phone: (281) 949-6281
Email: [email protected]